Most of us are putting off letting out our apartments not only because of the lots of work involved but because of the fear that our home and valuables may get damaged and we may suffer losses.
Airbnb also thought of this, they have developed a special insurance policy for their members. You can find the description in English „here”. This service will soon be available in Hungary as well; possibly by the time the first guest arrives at your place.
In the meantime, there are two other options. You can ask for a deposit from your guests and/or take out private insurance. We recommend that you do both but the decision up to you!